Help centre
Buying in Spain, explained end to end
Every stage of a Spanish purchase, written for British buyers and kept up to date by the people who do this every day. Search below, or follow the eight stages in order.
The eight stages
Buying abroad follows an order. Start at the beginning if you are still weighing up regions, or jump straight to the stage you are in.
Orientation
Where to buy, what your money gets you and how to shortlist a region.
8 articlesStage 02The buying process
From NIE number to notary, step by step, with the people you need around you.
10 articlesStage 03Mortgages and finance
What British buyers can borrow in Spain, what you need up front and how to plan the transfer.
6 articlesStage 04Spanish taxes
Purchase taxes, annual taxes and what changed for UK owners after Brexit.
8 articlesStage 05Letting and management
Tourist licences, letting partners and keeping a property running from the UK.
8 articlesStage 06Investing
Yields, regions and the numbers behind a Spanish rental property.
7 articlesStage 07Moving to Spain
Visas, residency, healthcare and the practical side of spending real time there.
8 articlesStage 08Ownership essentials
Joint ownership, insurance, inheritance and the things people wish they had sorted earlier.
5 articlesMost read
The questions that come up in almost every first call.
- Orientation
Why buy a property in Spain?
The practical case for buying on the Spanish coast, and what British buyers need to factor in after Brexit.
- The buying process
What is an NIE number and how do you get one?
The Spanish identification number every foreign buyer needs, where to apply from the UK and how long it takes.
- The buying process
Every cost explained: what does buying in Spain actually cost?
Purchase costs, transfer costs and the annual bills, with realistic figures for each.
- Mortgages and finance
Applying for a Spanish mortgage: how it works
What non-residents can borrow, which documents Spanish banks ask for and how long approval takes.
About CostaConnectUK
All 7 answersHow we work, what it costs and who you actually speak to.
How exactly do you help me?
What we do, what happens after the first call, and why we are not an estate agent.
What is your partner network?
Who we work with, across which regions, and how partners get selected and kept.
What does your service cost?
Nothing to you as a buyer, and here is exactly how that works and why it does not bend our advice.
Still unsure where to start?
Tell us your budget and what you want from the property. We will match you to a specialist in the right region and put a shortlist together. There is no cost to you.